Permit Center FAQ

Why do we need permits?

Permits help protect property owners, contractors, and the City. They ensure that construction and improvements meet the standards established by the State of Indiana and the City of Elkhart, helping to maintain property values and safety. Permits may also be required for insurance claims or refinancing. In many cases, a zoning clearance is required in addition to a permit. If you have questions about whether a permit is required, please contact the Permit Center at 574-296-9331.

When are plans required to be filed with the State?

To determine if your project requires a State Design Release, please visit the Indiana Department of Homeland Security website:
https://www.in.gov/dhs/building-plan-review/

What types of permits can I apply for through the Permit Center?

The Permit Center handles applications for building permits, zoning clearances, trade permits, and rental property permits. If you are applying for a new permit, you can submit applications through the Permit Center. Renewal permits must also be processed either through the Permit Center or online, depending on the permit type and renewal process.

Who can apply for a permit?

For both residential and commercial projects, a property owner, contractor, or authorized agent may apply for a building permit. However, only properly licensed contractors can obtain permits for demolition, electrical, mechanical, or plumbing work. Building plans may be required depending on the scope of the project, and they must include sufficient detail for review staff to determine compliance with all applicable codes.

How do I apply for a building, mechanical, plumbing, or electrical permit online?

You can apply for building, mechanical, plumbing, and electrical permits through the City of Elkhart’s online permitting portal.

Register or log in. Permit Center staff must approve new accounts before you can apply. Once your account is approved, select Apply for Permit, choose the appropriate permit type, complete the application, attach the required documents, and select Complete Application. After your permit application is approved, you will receive an invoice. Once you pay, we will email your permit card.

For help choosing the correct application or applying online, call the Permit Center at 574-296-9331

Do I need a permit?

Many construction and renovation projects require a permit before work begins. In most cases, a zoning clearance is required before a building permit can be issued. This applies to most projects, especially those that involve changes to the exterior, placement of structures, or property layout.

However, some simpler projects—such as roof replacement, siding, interior work, or replacing windows (without changing their size or location)—typically only require a building permit and may not require a zoning review.

Examples of projects that typically require a permit include:

• Building additions or structural changes
• Installation of siding covering more than 100 square feet or siding an entire building
• Roof replacement (installation of shingles covering more than 100 square feet)
• Adding new windows, changing the size or location of a window, or any work that impacts window framing
• Changing the size or location of a door, or any work that impacts door framing
• Replacement of stairs
• Repair, replacement, or installation of guardrails
• Deck construction
• Replacement of subflooring
• Installation of awnings, marquees, or permanent canopies that project more than 54 inches or require additional structural support (all commercial installations require a permit)
• Construction of a garage
• Electrical work
• Plumbing work
• HVAC installation or replacement
• Installation of sheds larger than 120 square feet
• Demolition of structures
• Swimming pools containing more than 2.5 feet of water

This list includes common examples and does not cover every project. If your planned work is not listed or you are unsure whether a permit is required, contact the Permit Center at 574-296-9331 before starting. Staff can help determine which permits and inspections apply to your project.

What work does NOT require a permit?

The following types of minor work generally do not require a permit. However, all work must still comply with applicable building and zoning regulations.

• Interior and exterior painting or cosmetic finishes (follow lead-based paint precautions)
• Installing carpet, tile, or other flooring finishes (when subflooring is not replaced)
• Replacing cabinets or countertops without plumbing or structural changes
• Minor drywall repairs or patching
• Repairing or replacing broken window glass, or replacing a window of the same size
• Replacing interior doors without modifying the frame
• Replacing light fixtures without altering electrical wiring
• Installing shelving or wall-mounted fixtures
• Installing gutters or downspouts

How much does a permit cost?

Building, mechanical, plumbing, and electrical permits vary by permit type and project scope. Your project may require more than one permit, each with its own fees.

Visit the Permit Applications & Instructions page and look under Fee Schedules to review fees for permits handled by the Permit Center.

For help determining which permits you need and estimating the applicable fees, call the Permit Center at 574-296-9331

What is a stop work order?

A stop work order is issued when work is being performed in violation of applicable codes or ordinances. The Building Commissioner or their designee may require all work to stop until the issue is corrected. Notice may be provided in writing to those involved or posted at the job site. All work must cease immediately and may not resume until authorization is given by the Building Commissioner or their designee.

How long does it take to get a permit?

Permit review times vary by project type and complexity.

Typical timelines include:

• Simple permits: Same day –3 business days
• Residential permits requiring plan review: 5–10 business days
• Commercial permits: Varies depending on project scope

These are estimates. Review may take longer if additional information, corrections, or approvals are needed. For questions about your application or the expected review time for your project, contact the Permit Center at 574-296-9331.

What happens if I start work without a permit?

Starting work without a required permit may result in:

• Stop-work orders
• Additional fees or penalties
• Required inspections before work can continue

When does my permit expire?

A permit expires 1 year from the date of issuance. A one-time permit extension can be granted for an additional 1 year for a small fee. 

How do I get an electrical license through reciprocity in the City of Elkhart?

To obtain an electrical license through reciprocity in the City of Elkhart, you must already hold a valid electrical license within the State of Indiana.

Licenses from outside of Indiana do not qualify for reciprocity. If you are licensed out of state, you will be required to take and pass the ICC G-16 Master Electrician Exam before becoming eligible.

To apply for reciprocity, applicants must submit the following:

• A completed Electrical Reciprocation Application
• A valid copy of their Driver’s License or State ID
• Payment of $100

All applications are subject to review, and additional documentation may be requested if needed. For questions or assistance, please contact the City’s Permit Center.

How do I get a mechanical license through reciprocity in the City of Elkhart?

To obtain a mechanical license through reciprocity in the City of Elkhart, applicants must have at least 5 years of on-the-job mechanical experience.

To apply, you will need to submit:

• A completed Mechanical Reciprocation Application
• A valid copy of your Driver’s License or State ID
• Payment of $100

Reciprocity via ICC Exam Option:
If you are using an exam for reciprocity, you must:

• Take and pass the ICC F29 Master Mechanical Exam
• Provide proof of passing the exam

If approved through the ICC exam, you will be licensed for all three mechanical classes (Class A, AA, and AAA).

All mechanical reciprocity exam scores must be sent to the Interim Mechanical Inspector:

• Dan Riddle – dan.riddle@cityofelkhartin.gov   

Additional Requirements (After Approval):

• A completed Mechanical License Application
• A $5,000 Surety Bond that includes:
  • Principal: Licensee name (company name may be included but must follow the licensee name)
  • Description: Mechanical or Mechanical Contractor
  • Obligee: City of Elkhart
  • Expiration: December 31 of the licensing year or later

Fees:

• New License Fee: $50 per class

All applications are subject to review, and additional documentation may be required. For assistance, please contact the City’s Permit Center.

Does Elkhart require a boiler contractor license?

Yes. Contractors performing boiler work within the City of Elkhart are required to hold a Class AA license with the City of Elkhart.

Contractors may qualify by passing the ICC F29 exam or by reciprocating an eligible license into the City of Elkhart, subject to city approval and requirements.

For reference:
• Class A licenses are generally for HVAC work.
• Class AA licenses are required for boiler work.
• Class AAA licenses are generally for refrigeration and freezer work.

What inspections does my project require, and when should I schedule them?

Most permits require inspections at specific stages during construction. Required inspections depend on the work being performed and may include:

• Building: Footer, foundation, framing, roofing, and final inspections

• Electrical: Temporary or new service, rough, and final inspections

• Plumbing: Underground, walls and overhead, and final inspections

• Mechanical: Rough, gas piping and pressure testing, duct sealing and pre-insulation, and final inspections

Review the Required Inspections List for the full list and inspector contact information. Contact the appropriate inspector to confirm which inspections apply to your project and when they must occur.

You may request inspections by contacting the appropriate inspector or through the online permitting portal. Building inspections may be requested by the contractor or homeowner. The licensed contractor must request electrical, plumbing, and mechanical inspections.

For help identifying the appropriate inspector, call the Permit Center at 574-296-9331

How do I schedule an inspection?

To schedule an inspection, contact the inspector responsible for the type of work being inspected, such as building, electrical, mechanical, or plumbing.

When scheduling an inspection, please have:

• Permit number
• Property address
• Type of inspection needed

If you are unsure which inspector to contact, call the Permit Center at 574-296-9331 for assistance.

Inspector Contact Information

• Building Inspector – Paul Goodwin
  (574) 849-4176
  Paul.Goodwin@cityofelkhartin.gov
  
  
• Electrical Inspector – Daniel Riddle
  (574) 218-3006
  Dan.Riddle@cityofelkhartin.gov
   
• Mechanical Inspector (Interim) – Daniel Riddle
  (574) 218-3006
  Dan.Riddle@cityofelkhartin.gov
   
• Plumbing Inspector – Brent Moore
  (574) 352-1344
  Brent.Moore@cityofelkhartin.gov
  
  
• Planner II / Zoning Inspector – Kyle Anthony-Petter
  (574) 338-1897
  Kyle.Anthony-Petter@cityofelkhartin.gov 

What is a zoning clearance permit?

A zoning clearance permit ensures that a project or property use complies with the City of Elkhart’s zoning ordinance before construction or occupancy begins.

This includes review of:

• Property setbacks
• Lot coverage
• Building height
• Permitted land uses
• Parking requirements

When is a zoning clearance permit required?

A zoning clearance permit is required for:

• New construction
• Building additions
• Decks and all accessory structures
• Sheds and garages
• Signs
• Pools
• Fence installation, including privacy, chain link, picket, and all other fence types
• Certain site improvements, including sidewalks and driveways

How long does zoning review take?

Most zoning clearances are reviewed within a few business days, depending on the request's complexity and whether additional information is required.

What happens if my project does not meet zoning requirements?

If a project does not meet zoning standards, you may need to:

• Modify the project plans to meet zoning regulations, or
• Apply for a variance through the Board of Zoning Appeals (BZA)

How close can an accessory structure be to my property line?

Accessory structures must meet minimum setback requirements, which determine how close a structure can be placed to property lines. In the City of Elkhart, accessory structures must be located at least three (3) feet from side property lines and five (5) feet from the rear property line.

Can I install a fence on my property line?

You can install fences up to your property line, but not on it. The property owner is responsible for ensuring the fence is located on their property.

What are the fence regulations in Elkhart?

The City of Elkhart generally allows common fence types such as privacy, decorative, chain-link, and picket fences. Fences are typically limited to a maximum height of 6 feet, though additional placement and visibility regulations may apply depending on the property.

A zoning clearance permit is required before installing a new fence. Before starting, contact the Permit Center at 574-296-9331 to confirm current zoning standards and placement requirements.

Do I need a zoning clearance permit to repair or replace an existing fence?

Replacing individual fence panels without removing or relocating posts does not require a zoning clearance permit. A zoning clearance permit is required if you remove or relocate fence posts or replace the entire fence. The fence must comply with current zoning standards, even if the previous fence was installed under different requirements. If you are unsure whether your planned work requires zoning clearance, contact the Zoning Department at 574-296-9331 before starting.

How do I find my property’s zoning?

Property zoning information may be available through the City’s GIS map or by contacting the Permit Center.

Staff can help confirm:

• Zoning district
• Allowed uses
• Setback requirements
• Development standards

What permits are required for a food truck?

Currently, the City of Elkhart does not have specific regulations in the zoning ordinance requiring a permit for food trucks. However, requirements can vary by location and setup, so we recommend confirming with the Zoning Department at (574) 322-4831.

Food trucks typically must obtain the appropriate food permits from the Elkhart County Health Department. You can contact them at (574) 523-2283 for more information.

Do I need a fence around my pool?

As it currently stands, any pool with at least 30 inches of water must have a six-foot-high privacy fence with a self-latching gate. This requirement helps ensure the safety of all residents, especially children.

In some cases, property owners have applied for variances through the Board of Zoning Appeals if they cannot meet these requirements. If you have questions about that process or your specific situation, please contact the Zoning Department at (574) 322-4831.

How can I find someone to measure my property boundaries?

The City of Elkhart does not measure or verify private property boundaries. If you need to determine your property lines, you will need to hire a licensed land surveyor at your own expense. Surveyors can provide an official boundary survey and accurately mark your property lines. You may search online or contact local surveying companies in the Elkhart area to find a qualified professional.

Where can I find the rules or codes for things like signs, vehicles on property, property use, fences, and similar regulations?

The City's Zoning Ordinance governs regulations related to signs, vehicle placement, property use, fences, and similar matters. You can find the full Zoning Ordinance on the City of Elkhart’s Development Services website. If you are unsure where to find it, you can ask Elky for the Zoning Ordinance, and they can provide it to you directly.

How do I request an alley or street vacation?

Property owners may petition the City of Elkhart to vacate an alley, street, or public right-of-way that abuts their property. The Elkhart Common Council must approve alley and street vacations through a public hearing and ordinance process.

To begin the process, applicants must submit:

• A completed alley/street vacation petition form
• A legal description of the area proposed to be vacated
• A drawing or map showing the proposed vacation area and parcel identification numbers
• A list of affected and adjacent property owners
• A $100 filing fee

File the petition through the City Clerk’s Office. Once submitted, the request will be scheduled for a public hearing before the Common Council. The City will notify nearby property owners and affected parties as part of the process.

Applicants may also be required to provide additional documentation, including survey information prepared by a licensed surveyor.

For additional assistance, please contact:

• City Clerk’s Office: (574) 522-5272
• City Legal Department: (574) 294-5471

You can also download the Alley/Street Vacation Petition Form from the City’s website